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In discussing inequality in the UK, Richard emphasizes the need for a decentralized, resilient banking sector to address economic issues. He highlights that banks are often viewed as intermediaries, but they play a more complex role as creators of the money supply. Richard argues against the conventional understanding that banks take deposits and lend money, asserting instead that the legal reality contradicts this notion. He believes the public and political class must be educated on these truths to facilitate changes in the banking system and improve economic equity.
