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This video tutorial focuses on the format of a hardship letter to enhance the chances of a quick review during the financial hardship verification process. Key points include ensuring the letter is concise, ideally no longer than one page or even less, to accommodate the busy schedules of lender representatives. The goal is to clearly convey that a genuine financial hardship led to the default, so the processor can easily understand and expedite the review. The video emphasizes that straightforward formatting will facilitate a smoother progression to the next phase of the process.