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In this tutorial, Rob Freeman explains how to verify a certificate of insurance (COI). A COI serves as proof that a company or individual holds specific insurance coverage. To verify a COI, you should ensure it is on the standard form called an ACORD 25. This form includes crucial information such as the names of the insurance carrier(s), the broker (if applicable), the types of insurance held, coverage limits, and the policy expiration dates. Additionally, certificate holders often seek confirmation that they are named as additional insureds or that specific coverage requirements are met.
