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The tutorial provides a step-by-step guide on writing a personal loan agreement using DocHub PDF. Users can choose to create the agreement in various formats, but the tutorial prefers DocHub for its ease of use. It explains that the form is fillable, allowing users to click on blanks to enter information. For example, users need to input the effective date, borrower details (e.g., Johnny Appleseed, 123 Apple Way, Applebill, Texas), lender information (e.g., Nancy Appleseed), loan amount ($10,000), and the repayment period (1 year). The tutorial emphasizes completing the agreement by entering necessary details methodically.