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Bob from Camden, New Jersey, discusses the concept of purchasing a home through a land lease agreement as a possible alternative to renting or traditional homeownership. The proposed arrangement involves buying a smaller home, around two bedrooms and one bathroom, for approximately $100,000, which he could mostly pay upfront, eliminating the need for a mortgage. However, he would incur an additional monthly cost of about $800 for the land lease, resembling a large homeowners' association (HOA) fee. Bob views this option as a middle ground between the high costs of renting, which ranges from $1,500 to $2,000 per month, and the commitment of buying a traditional home.