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The proposed legislation, LB 296, aims to establish a regulatory framework for pet insurance sales in Nebraska, addressing pet illnesses and accidents. Sponsored by Senator Bo Ballard, the bill highlights the rapid growth of pet insurance within the industry. It seeks to ensure that consumers can make informed choices by mandating insurance providers to disclose information about waiting periods, claims schedules, and exclusions for pre-existing conditions. Additionally, the bill requires training for agents selling pet insurance. LB 296 is based on model legislation from the National Association of Insurance Commissioners and follows two years of stakeholder negotiations. If passed, it will take effect in January 2024. Violations of the bill’s provisions will also be addressed.
