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I get complaints all the time that dental insurance is so frustrating and confusing Im leaving you on that one to clear up some of that confusion I present to you dental insurance word of the day todays word of the day is deductible deductible its typically around 25 or 50 dollars for most dental plans preventative and diagnostic care such as x-rays exams and basic cleanings are covered at a hundred percent most plans do not apply the deductible to your exams or cleanings therefore no money is due from you at these types of appointment with most dental plans the insurance will pay a percentage of your other dental treatment like a filling or a crown in order to utilize your dental benefits the deductible must be paid by the patient at the time of the treatment think about it like this its like going to the close and when you get in the club is gonna cover 80% of your bar top so youre only responsible for the remaining 20% not a bad deal but you have to pay the cover first Im dr.