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In this video, Lee Pearlman discusses the seven most common tactics used by insurance companies in personal injury claims. The first tactic is to offer a quick settlement, which may be significantly lower than what one might receive if represented by an attorney. Quick settlements often neglect important factors such as medical treatment costs, lost wages, and pain and suffering. Pearlman emphasizes that studies suggest a substantial difference in the settlements achieved with legal representation compared to without, highlighting the necessity to be cautious of these early offers. He continues to explore additional tactics used by insurers in the claims process.