Easily Hide Value Choice to the Agreement To Extend Debt Payment

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How to Hide Value Choice to the Agreement To Extend Debt Payment

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[Music] what you may have heard is that there is a big secret the nursing home doesnt want you to know before I tell you about the big secret Id like to show you what the nursing home will tell you if you go in to talk to them about placing a loved one what I want to show you is a very typical scenario that comes into our office hairy husband and Wanda wife Harry has had a stroke and needs nursing home care because Wanda cant take care of him at home so the nursing home will say Wanda youre going to be at home so were going to set the how society now you have about a hundred thousand dollars in CDs cash money market and investments Harry has an IRA with about a hundred thousand dollars Wanda has an IRA with about 75 thousand for a total of a hundred and seventy five thousand that really isnt worth a hundred and seventy five thousand because they havent paid the taxes on it for income harry has about two thousand dollars a month and Social Security and pension Wanda has eight hun

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Below are some common questions from our customers that may provide you with the answer you're looking for. If you can't find an answer to your question, please don't hesitate to reach out to us.

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What type of person offers or extends credit that creates a debt?

(4) The term creditor means any person who offers or extends credit creating a debt or to whom a debt is owed, but such term does not include any person to the extent that he receives an assignment or transfer of a debt in default solely for the purpose of facilitating collection of such debt for another.

How do I get rid of debt collectors without paying?

If a debt collector continues to harass, lie or threaten you, it may be time to hire a lawyer for a small fee to send a certified letter asking them to stop contacting you. You can also report them to the Federal Trade Commission.

What actions are not permitted of a debt collector under the FDCPA?

A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt.

What is the 11 word credit loophole?

Summary: Please cease and desist all calls and contact with me, immediately. These are 11 words that can stop debt collectors in their tracks. If youre being sued by a debt collector, SoloSuit can help you respond and win in court. How does the 11-word credit loophole actually work?

What does a creditor have to provide to validate a debt?

Your Right to a Validation of the Debt After receiving your request, the debt collector must provide you with information about the debt, including the amount owed and to whom it was owed. Collection activities must stop until they provide this information.

What is the most common violation of the FDCPA?

Harassment of the debtor by the creditor More than 40 percent of all reported FDCPA violations involved incessant phone calls in an attempt to harass the debtor.

What are four practices that collectors are prohibited from doing under the FDCPA?

Debt collectors cannot harass or abuse you. They cannot swear, threaten to illegally harm you or your property, threaten you with illegal actions, or falsely threaten you with actions they do not intend to take. They also cannot make repeated calls over a short period to annoy or harass you.

What happens when the FDCPA is violated?

The Fair Debt Collection Practices Act (FDCPA) protects debtors from debt collector harassment. If a collector has violated the FDCPA, you can sue that collector in court. You might be able to recover damages, including monetary damages, attorneys fees, and more.

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