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In this tutorial, Lee Pearlman discusses the seven most common dirty tricks employed by insurance companies in personal injury claims. The first tactic is for insurers to offer a quick settlement, often significantly less than what is warranted. Pearlman notes that settling early can result in victims receiving only a fraction—up to 400% less—than those who have legal representation. Quick settlements typically exclude important considerations like future medical treatment, lost wages, and pain and suffering. These tactics highlight the importance of having an attorney to navigate personal injury claims effectively.