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depending on your situation taking CPP early versus delaying it into 70 can be a two hundred thousand dollar decision if youre in a couple thatll be Amplified and you dont want to get this wrong Ill go over seven reasons why you may want to think about delaying your CPP to age 70. if you watched our other videos in the series itll feel like Im beating this information into you and maybe I am I want you to remember that taking CPP at 60 reduces your benefit by a point six percent every month you take that early before youre 65 years old thats a maximum early Redemption penalty of 36 percent and yes I know thats not the technical language for it but I am using the word penalty on purpose to highlight that you are giving something up on the other hand waiting past 65 gives you a point seven percent monthly increase to a maximum boost of 42 in total benefits that alone should be a pretty solid reason to consider delaying your benefit until youre 70 years old but I have to show yo