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the world today has become digital from socializing with people to making purchases to how we consume information nearly every action and vital component of our lives have undergone a digital transformation and one of the things that may also become digital soon is money although its a novel concept on paper its a very alarming idea that can lead to Serious long-term consequences so how does digital currency work and why should we be worried New York feds digital dollar pilot on November 15 the New York Federal Reserve in collaboration with some of the biggest banks in the U.S rolled out its 12-week pilot to test the feasibility of digital currency the project will experiment on a regulated liability Network and ing to the FED well use simulated data to do this the experiments will have participants use digital s to conduct simulated transactions some of the participating financial institutions include City MasterCard TD Bank Mellon Wells Fargo HSBC and U.S Bank Swift has also exte