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Welcome to Quotacys video series Life Insurance Word of the Day. Im Jeanna. In this series, we explain life insurance terms in easy-to-understand language. Todays words of the day are: financial underwriting. Financial underwriting is the evaluation of an applicants personal or business background and current economic circumstances. The purpose of financial underwriting is to make sure the amount of life insurance applied for is reasonable and in line with the applicants needs. This is important in preventing being over-insured. If youre applying for life insurance on someone else, this is when they also confirm if insurable interest exists. In simplest terms, insurable interest is when someone would feel financial hardship upon the death of another. Thanks for watching. Head on over to Quotacy.com for free and instant term life insurance quotes. Bye! Thanks for sticking around. Wed appreciate it if you Liked the video and hit that fancy little Subscribe button to see us every w