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In this tutorial, Lee Pearlman discusses the seven most common tactics insurance companies use in personal injury claims. The first tactic is a quick settlement offer, which is often significantly lower than what one could obtain with legal representation—studies suggest up to a 400% difference. Quick settlements typically overlook critical factors such as medical treatment costs, lost wages, and pain and suffering. Pearlman emphasizes the importance of understanding these tactics and being cautious when approached by insurance companies, as settling too early can result in inadequate compensation for the injured party.