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you work hard for the money you put in your bank account make sure you dont lose any of it to hidden fees many banks charge a handful of different fees to cover the cost of maintaining their bank accounts these are the most common this five to fifteen dollar charges levied just so you can keep your account open depending on the bank he may avoid this fee by keeping a minimum balance setting up direct deposit or having some other kind of account at the same Bank like a credit card [Applause] these are also known as overdraft fees you get charged these when theres not enough money in your account to cover a check an online payment ATM withdrawal or a debit card purchase for ATM withdrawals and debit-card purchases you must act in by law to be charged these fees otherwise the bank will just decline your transaction these can be a double whammy if you pull money out of an ATM that doesnt belong to your bank you could be charged a fee by your own bank and again by the bank that owns the