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In this tutorial, Lee Pearlman discusses seven common tricks used by insurance companies in personal injury claims. The first tactic is the rapid settlement offer, which often results in a payment that is substantially lower than what is fair. Research indicates that unrepresented individuals might receive only about 25% of what an attorney could negotiate on their behalf. Early settlements typically do not account for ongoing medical treatment, lost wages, pain and suffering, or other relevant factors. Pearlman emphasizes the importance of having legal representation to navigate these strategies effectively.