Hide Text into the Debt Settlement Agreement and eSign it in minutes

Aug 6th, 2022
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How to Hide Text into the Debt Settlement Agreement

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hey everybody john skiba here from the consumer warrior youtube channel in todays video im going to talk about something a little bit different we often focus on bankruptcy and defending debt collection lawsuits today were going to talk about debt settlement and specifically im going to give you three terms that you need to have in your settlement agreement before you pay any money or sign off on any documents if this is your first time here to my youtube channel please click subscribe check out that little bell that way youll be able to fight each week when i put out new videos thatll help you deal to your serious debt problem all right lets talk about debt settlement a lot of these debt collection lawsuits or even just collection accounts are really good options just to try to settle them to pay something less than what it is that theyre seeking and just be done with it rather than going to lengthy litigation now what i want to talk about though today is kind of some things t

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The 11-word phrase thats supposed to stop debt collector calls. Please cease and desist all calls and contact with me immediately.
Dont give a collector any personal financial information, make a good faith payment, make promises to pay, or admit the debt is valid. You dont want to make it easier for the collector to get access to your money, or do anything that might revive the statute of limitations.
You can ask the creditor either the original creditor or a debt collector for whats called a goodwill deletion. Write the collector a letter explaining your circumstances and why you would like the debt removed, such as if youre about to apply for a mortgage.
The 11-word phrase thats supposed to stop debt collector calls. Please cease and desist all calls and contact with me immediately.
As a precaution against scams, dont give a debt collector any personal information besides your name. Ask for the debt collectors contact information and the details about the debt. Call the debt collector back after youve verified both the debt and the debt collector, and once you have an action plan ready.
Here are six steps to deal with collection agencies. Be Willing to Communicate. Communicating with debt collectors can make it easier to resolve your debt. Organize Your Information. Know Your Rights. Know the Statute of Limitations. Go to Court. Settle the Debt.
Regulation F allows emails and text messages to be sent with direct consent given by the consumer to the debt collector and indirect consent passed along by a creditor or previous debt collector who obtained direct consent.
Based on my knowledge of existing court law and statutes, its totally legal for debt collectors to block their numbers. In Glover v. Client Services 2007 WL 2902209 the court said a collector could call with a blocked number. This is legalese for: The FDCPA doesnt prohibit calling from a blocked number.

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