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When involved in a car accident due to another's negligence, victims can claim compensation for bodily injury and property damage, often through a lengthy process. Injured drivers typically see medical professionals over an extended period and may use health insurance to cover their medical expenses. However, many are unaware that health insurance providers, like Medical Mutual or United Healthcare, are entitled to reimbursement for the medical bills they have paid if the injured driver receives a settlement or judgment from the at-fault driver. This process is known as subrogation, which grants health insurance companies the right to recover costs from any compensation received.