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In this video, Mike Stewart discusses the implications of builders liens for property owners. He explains that builders liens can create serious complications for both developers and homeowners, particularly in relation to bank financing. If a lien is placed on a project, banks may halt further funding or require its removal. Homeowners risking liens on their properties may face demands from their banks to eliminate them, as banks typically do not allow liens on mortgaged properties. Stewart emphasizes the importance of adhering to strict timelines set by the Builders Lien Act, noting that a lien must be filed within 45 days of substantial project completion; otherwise, it can be removed.
