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In this video, consumer protection lawyer John Watts discusses cease and desist letters in relation to the Fair Debt Collection Practices Act (FDCPA). He clarifies that the term "cease and desist" does not appear in the FDCPA. Watts recounts a case where a consumer who refused to pay a debt received continued communication from a collector. The judge ruled against the consumer for not using the specific phrase "cease and desist," which led to confusion about the legal requirements for stopping communication. Watts emphasizes that a statement of refusal to pay is sufficient to halt further communication under the law, and he intends to explore the actual provisions of the FDCPA.