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successful business relationships are built on trust but that doesnt mean you shouldnt look for ways to protect your company from risk while most canadian companies insure their property and equipment many arent aware of a simple tool that can help protect their profits when doing business internationally that tool is credit insurance why should you think about credit insurance well ask yourself this what would happen to your profit margin if a few of your customers didnt pay if you follow the common practice of giving customers 30 to 60 days to pay their bills youre taking on risk even with the customer you know and trust you still have to ask yourself what if one of their customers wont or cant pay given how tightly connected global business and supply chains are today one bad debt can have a domino effect heres an example of the kind of risk canadian companies face every day say you have annual export sales of one million dollars and your profit margin is five percent if one