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In this video, Jay explains the concept of a cease and desist letter, detailing what it is, how to send it, and what to include in the letter. He discusses the function of the letter and promises a bonus at the end—a free template example. With over 15 years in the debt collection industry, Jay shares his extensive experience, having worked in various roles, including skip tracing and management, and owning two debt collection agencies. He aims to be a reliable resource for viewers with debt-related questions and encourages them to leave inquiries in the comments for him to address. A cease and desist letter essentially instructs a debt collection agency to halt its actions.