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In this YouTube video, Michael J. Swanson discusses options for individuals whose medical expenses from an auto accident exceed their insurance coverage. He welcomes guest Kevin Goldberg, an expert in auto accident cases in Maryland and DC. Goldberg emphasizes that the first step in such situations is to investigate the insurance coverage of the at-fault party, not just the victim's own insurance. This approach aims to explore potential avenues for recovering medical expenses that exceed personal policy limits. The discussion provides insights into navigating complex insurance issues following a serious accident.