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[Music] foreign [Music] were at the final stage yeah the final stage of pre-approval yes Im Aaron Price to every blue West Realty and Im Julie Tran from the West Mortgage Group okay so we are finally at the best step so we have now written a contract and one of our conditions subjects is subject to financing so now we have typical a few days to remove our subjects so then you as a buyer youll take your contract now that its been accepted and youre going to pass it on to your mortgage broker yes this is the fun part now that youve been pre-qualified youve been pre-approved from the banks well now do a final approval because you have an accepted offer and what this means is that we will then send your application with the contract to the banks and at that time they will do their due diligence so an appraisal may be involved during this point they will look at your documents and review your documents once theyve done all that everything comes in fine thats when you get your fin
