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In this video tutorial, Michael J. Swanson discusses the challenges faced by those who suffer severe injuries in auto accidents where medical expenses exceed their insurance coverage. He introduces Kevin Goldberg, an expert in handling auto accident cases, to provide insights into potential options for affected individuals. Goldberg emphasizes the importance of looking at the insurance coverage of the party responsible for the accident as the first step. He highlights that it’s not only about one's own insurance but also the coverage of the at-fault driver that should be considered when seeking compensation for medical expenses.