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In this tutorial, Lee Pearlman discusses seven common tactics used by insurance companies in personal injury claims. The first tactic is a quick settlement offer, usually significantly lower than what one would receive with legal representation. Insurance companies aim to settle early to avoid covering medical expenses, lost wages, pain, and suffering, which can lead to substantial financial losses for the claimant. Pearlman emphasizes the importance of understanding these tactics and the potential impact of having an attorney to advocate for fair compensation.