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Hey, WalletHubbers! Today, were talking about signature loans. Lets start with a quick overview. A signature loan is an unsecured loan that does not require collateral other than the borrowers signature, which represents their good faith promise to repay the loan. This signature makes the loan a legally binding agreement. In general, you can qualify for a signature loan if youre at least 18 years old and have enough income to repay the loan. Thats the short story. There are a few other key things to know about signature loans, though, and Ill take you through them now. First, the major difference between signature loans and secured loans is that secured loans require collateral. For secured loans, the loan amount and the APR you receive depend on the value of your collateral. The loan amount and APR for signature loans, on the other hand, depend on your credit history and income. When youre ready to look for a signature loan, youll need to check your