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hey whats going on YouTube family it is your boy the bad wolf okay so for some of you guys you know that Ive been on the hunt lately looking at black mortgage fraud and basically just trying to find the way to you know make it so I dont have a mortgage anymore or you dont have a mortgage anymore or help those people who might be going through you know bankruptcy or you know theyre trying to take your house or whatever else so now merger stands for Mortgage Electronic Registration systems okay and so what were going to be talking about here is basically trying to see if you have one if if you have one you might be you can use this tool basically to see if whats what the status of it is to see if you can possibly get out of having to pay your mortgage because it might be paid off so if so youre going to need your 18 digit mortgage identification number property address borrowers details FHA VA ami certificate so if you get your file paperwork it should be up on the top right corn