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all right how to avoid the wrong rate quote there are four parts to your rate quote that a mortgage loan originator has to determine programs products rates and costs this is why the pros request to schedule a call with you after all isnt 30 years of your life worth a five to ten minute discussion first we determine the program is the best route conventional jumbo FHA VA USDA non-qm community and the list can go on second up your products within each program most notable fixed rates interest only adjustable rate mortgages just to name a few third the rates once we have narrowed down the program and product we may shop for the most aggressive rates we have to offer without speaking with you there may be something about your financial profile that may be missed and then youve receive the wrong Ray quote most often better than what it actually is last is the cost for these rates and the estimate for the transaction a pro will ask to speak with you because far too often better options ar
