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When involved in a car accident due to another's negligence, the injured party can claim compensation for bodily injury and property damage. This process can be lengthy, often requiring ongoing medical care. Many individuals submit their medical bills to their health insurance provider. However, it's important to note that health insurance companies, like Medical Mutual or United Healthcare, have a right to seek reimbursement for the medical expenses they covered from any settlement or judgment the injured party receives. This right of the insurance company is known as subrogation, which ensures they recover costs associated with the care they provided following the accident.