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[Music] how do i negotiate a settlement with an insurance claims adjuster well what you do is you communicate with the insurance claims adjuster about liability about how the accident happened and why it is the other sides fault and you tell and provide documentation and support and proof of what your damages are im gary burger of burger law so you would have a do you be talking with a claims adjuster and you communicate with the claims gesture about why youre not at fault and the other side is and you provide the insurance claims adjuster with your uh er emergency room bills and records urgent care bills and records your primary care doctors records and bills then the pt the physical therapy or the chiropractic treatment that you went through you may provide your evidence of your wage loss damages provide them the off work slips and provide them a pay stubs when youre missing work put those numbers together and dont forget pain and suffering and disability or disfigurement what