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In this tutorial, Lee Pearlman discusses the seven common dirty tricks employed by insurance companies during personal injury claims. The first tactic is the quick settlement offer, often significantly lower than the potential claim value; studies indicate a disparity of about 400% between early settlements and those reached with legal representation. Insurance companies aim to settle swiftly, avoiding compensation for medical treatment, lost wages, pain, and suffering, among other considerations. The discussion highlights the importance of understanding these tactics to ensure fair outcomes in personal injury cases.