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i received a query what is the difference between simple mortgage and equitable mortgage actually equitable mortgage is otherwise called a simple mortgage so there is no difference but there are differences between equitable mortgage and other mortgages okay to start with in this session ill take you through what is the difference between equitable mortgage and registered mortgage so first of all what is equitable mortgage and is a equitable mortgage there is a mortgage arrangement which involves delivery of document of title delivery of document of that immobile property with an intention to create mortgage with an intention to create mortgage so basically there are three conditions attached with it condition number one that should be a debt this debt can be a present date it can be a future date number two there should be delivery of documents delivery of documents which is basically title of immobile property and this delivery should happen to the lender or his authorized agent and