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hi everyone welcome back to ask the instructor presented by campus mortgage todays question is during a telephone conversation the processor has learned that the borrower is recently divorced the divorce was Final just last month and the borrower will be getting child support for two of her children as well as alimony payments per the divorce decree can this income be used to qualify great question as a senior underwriter here are my thoughts alimony or child support received for less than six months may not be used to qualify if the borrower needs this income to qualify she will need to wait until six months has surpassed and be able to provide documentation to support that she has received six payments in order for the child support or alimony to be used to qualify this concludes our one minute video as always dont forget to download our course catalog at campusmortgage.org