Hide Phone Field to the Bankruptcy Agreement and eSign it in minutes

Aug 6th, 2022
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How to Hide Phone Field to the Bankruptcy Agreement

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hi my name is lorena sadie and i am the founder and managing attorney here at city law group and i wanted to do a quick video about the new way that bankruptcy court has been doing hearings um and in my opinion its wonderful and i think a lot of other practitioners um and also judges agree but we are doing our 341 meeting of creditors theyre all being done telephonically and what this means is in the past pre-coded if you filed a bankruptcy case you do have a required hearing and that would be a physical appearance in um in federal court um and even though the hearings i always tell my clients you know its not like law order on television its nothing to freak out about um still just telling someone they have to go to court it usually freaks them out um so this has been great because now clients have the option um when you file bankruptcy you dont have to drive downtown well it depends on what division youre in the most traumatic parking i think is going to be in atlanta shocker u

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Under federal law, anyone who fails to disclose an asset they own may potentially be charged with hiding assets in bankruptcy. The hiding of assets, fraudulent oaths and claims, and bribery are all federal felonies under 18 U.S.C. 152.
On most occasions, if you are keeping up payments then your phone contract can be kept out of bankruptcy however if you are behind with payments then it will be added to your bankruptcy and it will be up to your phone provider what happens next.
Cell Phones in Chapter 7 Bankruptcy The trustee appointed to oversee a Chapter 7 bankruptcy sells any nonexempt property a debtor cant exempt and turns over the proceeds to the creditors. Most people find that their exemptions sufficiently cover all of their household goods and electronics, including cell phones.
The ways a debtor might try to hide their assets include: Transferring or disposing assets before bankruptcy. For example, if someone owns an expensive second vehicle that they dont want to lose, they may try to quickly transfer it into someone elses name or make it seem as if they disposed of it or got rid of it.
Penalties for Hiding Assets in Bankruptcy Once the court reviews your case, if they determine that you did intentionally hide your assets, you will be denied a discharge of your debt. Furthermore, you could also lose the ability to have those same debts discharged in any future bankruptcies.
Failing to disclose information about your assets to the bankruptcy court can result in: Losing the benefit of discharge. Youll owe exactly what you owe now on debt and your assets are still at risk of being confiscated by the bankruptcy trustee or creditors. Revocation of your bankruptcy discharge.
Exempt and nonexempt assets Some assets are exempt from bankruptcy proceedings. Federal exemptions exclude certain assets from liquidating, and many states have unique exemptions. These exemptions can include clothing, tools needed for work or health-related purposes and other assets.
The following are several ways people attempt to hide assets in bankruptcy proceedings: Lying about owning assets. Transferring assets into another persons name or giving them to someone else to hold. Creating liens or mortgages to make the assets appear like they have no value.

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