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In this tutorial, Lee Pearlman discusses the seven common dirty tricks used by insurance companies in personal injury claims. The first tactic involves settling quickly, often for a minimal amount, which is significantly lower than what victims could receive with proper legal representation. Studies indicate that individuals represented by attorneys can receive up to four times more than those who settle early. These initial offers typically exclude important factors such as necessary medical treatment, lost wages, and pain and suffering, which can lead to financial losses for the injured party. The discussion emphasizes the importance of securing legal advice before accepting any settlements.