Easily Hide Phone Field from the Mortgage Quote Request

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How to Hide Phone Field from the Mortgage Quote Request

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all right good morning everyone welcome to daily mortgage rates live with the mortgage calculator were going to wait just a few minutes here to get started give everybody a chance to jump on and give us a chance to go live on all the different platforms we did put the chat up there on the screen so feel free to drop a comment in the chat there see some people already commenting and hope everybody is having a great Friday morning we have a special topic to go through today just like we do every day after we check out the live rates were going to talk about 1099 loans so just hang tight with us drop a comment as you come in there into the chat and well get started in just a minute hope everybody had a very productive week time to push forward all the way to the end through Friday and for you loan officers out there of course the weekend is always a great time to make calls and Prospect as well so some of you probably gearing up for a big work weekend as well all right good morning eve

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Got questions?

Below are some common questions from our customers that may provide you with the answer you're looking for. If you can't find an answer to your question, please don't hesitate to reach out to us.

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Which is an example of an illegal question to ask at mortgage application?

Lenders are not permitted to ask any questions that would discourage an applicant. Further, government regulations prevent mortgage lenders from denying loans based on race, color, religion, national origin, sex, marital status, age, or because you receive public assistance.

Do I have to show all bank accounts for mortgage?

Yes. Most mortgage lenders will require borrowers to submit bank statements when submitting a home loan application. In addition to your overall account balances, bank statements provide an overview of your monthly transactions, whether its income, debt payments or other types of expenses.

Can you hide a bank account from a mortgage lender?

Do I have to disclose all bank accounts to a mortgage lender? If a bank account has funds in it that youll use to help you qualify for a mortgage, then you have to disclose it to your mortgage lender. That includes any account with savings or regular cash flow which will help you cover your monthly mortgage payments.

Can a bank account be hidden?

Although many secret bank accounts hide a darker secret, some secret bank accounts are opened with lighter purposes. For example, you may want to save for a big gift or a special surprise without your partner knowing. In this case, a secret bank account will help to keep the surprise hidden.

How do I block calls from lenders?

Register your phone number with the National Do Not Call Registry. You may register online or by calling 1-888-382-1222 (TTY: 1-866-290-4236).

Can a lender see how much is in your bank account?

Yes, they do. One of the final and most important steps toward closing on your new home mortgage is to produce bank statements showing enough money in your account to cover your down payment, closing costs, and reserves if required.

How do you stop harassing phone calls from a mortgage company?

Heres how to stop them: Call 1-888-5-OPTOUT (1-888-567-8688) or visit optoutprescreen.com (Opens in a new Window). Put your phone number on the federal governments National Do Not Call Registry to reduce the telemarketing calls you get at home.

How do mortgage lenders verify bank accounts?

The borrower typically provides the bank or mortgage company two of the most recent bank statements in which the company will contact the borrowers bank to verify the information.

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