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hi my name is diego mendez im a bankruptcy mortgage and loan modification lawyer here in miami florida its another beautiful day here in south florida and today were going to be talking about how forbearances eat up your equity and what you can do to buy back your equity and get back into shape after the coronavirus financial meltdown so the first thing we need to understand is that when you take a forbearance lien you eat up your equity the forbearance basically takes the equity and puts it all at the end so all the money that you did not pay during the forbearance period is turned into a separate lien thats put at the end of the mortgage and then you are responsible for that when you refinance or you sell the property now i get a lot of questions about how can we handle that well is there another way to deal with this separate lien and im going to talk to you about something called curtailments curtailments is a term of art its a its a word that banks use it basically means th
