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In this tutorial, Lee Pearlman discusses seven common tactics insurance companies use in personal injury claims. The first tactic is rapid settlement offers that are significantly lower than the actual claim value. These early offers often ignore key costs such as medical treatments, lost wages, and pain and suffering. Studies indicate that individuals represented by attorneys can receive up to 400% more than those settling quickly without legal assistance. Pearlman underscores that accepting a quick settlement may leave critical factors unaccounted for, ultimately disadvantaging the injured party.