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In this tutorial, Iman from Whitelance explains the importance of utilizing the platform's payment structure for transactions, as it allows the platform to take a cut and maintain control over user payments. However, he acknowledges that some users may prefer to make payments outside the platform, such as in cash for in-person meetings. To accommodate this, users can disable the platform's payment system by navigating to the settings page. They can choose to disable payments for all contracts, which means no transactions would occur through the platform. Alternatively, users can disable payments on a per-contract basis, allowing for flexibility in managing different transactions.