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Lee Pearlman discusses the seven common dirty tricks insurance companies employ in personal injury claims. The first tactic is to quickly offer a settlement when another party is involved, which may seem convenient but often amounts to a fraction of what victims deserve. Studies indicate that settling early can result in payouts that are drastically lower—up to 400% less—than settlements negotiated by an attorney. Quick settlements typically exclude necessary medical expenses, lost wages, pain and suffering, and other important factors. Pearlman emphasizes the importance of being aware of these tactics to ensure fair compensation.