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Lee Pearlman discusses the seven most common dirty tricks that insurance companies use in personal injury claims. One major tactic is settling quickly, often for a low amount, which can be significantly less than what victims might receive if represented by an attorney. This initial offer typically neglects critical factors like medical treatment costs, lost wages, and pain and suffering. Pearlman emphasizes that these early settlements can undervalue claims, leading to losses that could be prevented with proper legal representation.