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A payment plan agreement is established between a customer and a creditor, binding the debtor to repay the owed amount according to agreed terms. This tutorial outlines the reasons for adopting payment plans, popular items and services suited for them, and where to find free agreements. Payment plans are commonly used for expensive purchases, alleviating the upfront financial burden by enabling incremental payments. This arrangement benefits both parties: buyers can acquire items immediately, while sellers may earn more through interest, resulting in the buyer ultimately paying more than the original price. The tutorial emphasizes that payment plans are flexible and applicable to various goods and services.
