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In this tutorial, Lee Pearlman discusses the seven common dirty tricks insurance companies use in personal injury claims. The first tactic includes quick settlement offers, typically significantly lower than what is fair. It’s noted that those who settle early without representation often receive around 400% less than those who are represented by an attorney. Early settlements usually overlook key factors such as medical treatment costs, lost wages, and pain and suffering, leading to potentially inadequate compensation for the injured party. The emphasis is on being aware of these tactics to avoid being shortchanged by the insurance companies.