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remove negative items from the credit reports okay men lie women like numbers dont lie I prove it all the time this method works so if you want to actually get results then again pay attention all right so if you use level one you have a 60 60 chance of deletion so deal as paid first state of delinquency and notice of um dispute violations you have a 30 chance of deletion when using level three right monthly payment on closed accounts high balance lower than the balance and a 10 chance of deletion when using level five type terms open date status thats why these things are way down here at the bottom theres many of them but they have zero impact or virtually zero impact okay