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hi im debbie and im with tmg the mortgage group canadian owned and operated since 1990. our national team of mortgage brokers and associates have helped hundreds of thousands of canadians just like you with their financing needs our mortgage brokers and associates provide independent and objective advice on mortgage solutions based on your unique situation we also offer mortgage renewal expertise and so the purpose of todays video is to talk about what you can expect when your mortgage comes up for renewal first and foremost a word of caution banks routinely charge higher interest rates to existing clients than they do new ones in fact many canadian homeowners simply sign renewal agreements with their current banks without researching other mortgage options and rates its an expensive mistake that banks count on and its costing homeowners thousands of dollars and years of unnecessary payments on their mortgage fact your current lender will wait until there are approximately 30 days
