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welcome to house e today our topic of discussion is hidden charges incre while taking a home loan so lets start basically there are four written charges in home loan process first one is processing fees second home loan insurance premium third franking charges and for this idea that is notice of intimation so first one is the processing fees it is the fees that bank charges for processing the home loan application it may be in percentage of loan amount or a fixed amount basically processing fees well it varies with the different categories like for sale right or self-employed professional like lawyer CES and doctors yet fixed amount rata and it ranges from 5,700 to 10,500 for sale a loan amount up to 75 lakhs rupees up now it this processing fees increases if you are self-employed non-professional its may age where it is in the terms of percentage of loan amo so lets suppose you are taking a loan amount of 50 lakhs rupees so it will be 0.5 percent of the loan amount so it will be 25