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if you clicked on this video because you cannot pay your mortgage need to click the link in the bio it is for the HUD counseling agency theyll offer you some counseling and steps that you can take in order to prevent going into foreclosure also you want to make sure you call and communicate with your lender thats step one if you cannot pay your mortgage you need to let your lender know whats going on because there may be more options than you think however if you just go radio silent the lender is going to assume youre not paying the mortgage because youre not paying the mortgage all right so youve called the lender here are some options they may give you first would be forbearance so what forbearance does is it puts a pause on your mortgage payments for up to 12 months while you get whatever Affairs you need to get in order your lender can only do this if you communicate with them whats going on so what happens with those payments that have been put on Paul so theyll either ma