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hello everyone and welcome to our monthly webinar my name is Justin Cooper Im a hard money lender and full-time real estate investor and a real estate investor coaching consultants each month we bring in some of our friends in the industry to share their expertise this may be through a presentation like when we talk about self-directed iras or title insurance where you may simply interview our expert friends that dive deep and how they got started where their investing is taking them what did she tell me both for themselves and for the industry now I want to say thank you to everyone who made it to tonights event we know that youre giving up some your time so Nick and I will do everything we can to bring you the value that youre hoping for and tonight you should be pretty easy since were talking about a very relevant topic property management this webinar is brought to you by pine Financial Group pine Financial is Colorado and Minnesotas premier hard money lender pine focuses on