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super jen here with a thought for your day did you know that the average new home cost in winnipeg is seventy nine thousand six hundred and fifty one dollars for an average monthly mortgage payment of one thousand two hundred and thirty two that is a whole lot of money that is flowing from hard-working real people women and men to bankers that put in zero value into your home and in fact the loan that you think they gave you which is value they didnt even put in value to that really either so have you ever read your mortgage have you i mean i know you dont want to but let me make the case for why you want to do that [Music] have you ever read your mortgage any mortgage contract is a special type of financial document called a security or security interest youve heard of the financial securities law so every mortgage contract is actually a falsified financial security interest because you essentially lie about the amount and rate of interest and to deal or traffic in falsified securi